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Employees

W-2Wage and Tax Statement

Shows your annual wages and taxes withheld by your employer. You need this to file your federal and state tax returns.

Who needs to file this form

Every employer must issue a W-2 to each employee who was paid wages during the year, even if only a small amount was earned. If you held multiple jobs, you'll receive a separate W-2 from each employer. You should also receive a W-2 if you were a statutory employee or had group-term life insurance over $50,000.

Key Deadlines

Employer must send W-2 to you

January 31, 2027

For 2026 tax year wages

File your return using W-2 data

April 15, 2027

Standard filing deadline

Request a corrected W-2 (W-2c)

As soon as you spot an error

Contact employer first, then IRS if no response by mid-February

Step-by-Step Filing Guide

1

Receive your W-2 from each employer

Employers must mail or make available your W-2 by January 31. If you haven't received it by mid-February, contact your employer's payroll department. If you still can't get it, call the IRS at 800-829-1040 with your employer's name, address, and EIN.

2

Verify the information is correct

Check your legal name, SSN, and all dollar amounts against your final pay stub. Key boxes: Box 1 (total wages), Box 2 (federal tax withheld), Box 3 (Social Security wages), Box 5 (Medicare wages), Box 12 (retirement contributions, HSA, etc.), Box 17 (state tax withheld).

3

Enter W-2 data into your tax return

Report wages from Box 1 on Form 1040. Federal withholding from Box 2 is applied as a credit against your tax. Most tax software imports W-2s automatically if you upload a photo or enter the employer's EIN.

4

Check for Box 12 codes

Box 12 contains coded information: D = 401(k) contributions, W = HSA employer contributions, DD = health insurance cost (informational only), C = group-term life insurance over $50K. These codes can affect deductions and credits on your return.

5

File your return and keep records

File by April 15 (or request an extension). Keep your W-2 for at least 3 years after filing. The IRS can audit returns up to 3 years back (6 years if income was underreported by 25%+).

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Tax education only. Based on IRS form instructions and publications. Not tax advice.